Tuesday, November 16, 2010
170 Euro Rabatt auf DSL bei Alice
Kommen Sie jetzt zu Alice, sichern Sie die hochgelobte DSL-Flatrate mit bis zu 16.000 Kbit/s und die Telefon-Flatrate ins deutsche Festnetz zum reduzierten Preis und erhalten Sie zusätzlich sattes Startguthaben. Ab sofort erhalten Sie bei Alice zusätzlich einen WLAN-Router und einen HD Media Receiver für digitales Film- und Fernsehvergnügen inklusive Fernseh-Flatrate für drei Monate kostenlos. Auf Wunsch gibt es von Alice einen Quickstart-UMTS Stick, mit dem Sie sofort lossurfen können, egal ob zuhause oder unterwegs. Mit Alice wird Ihnen so ein schneller und reibungsloser Anbieterwechsel garantiert, denn der Quickstart UMTS Stick ermöglicht Ihnen das Surfen schon bevor der Anschluss eingerichtet wird. Diese Alice Aktion gilt nur bei Online-Bestellung für Neukunden bzw. Haushalte, die in den letzten 12 Monaten vor Auftragserteilung keinen Alice oder AOL Anschluss hatten.
Friday, March 20, 2009
Prêt et crédit hypothécaire même si contentieux
Le prêt hypothécaire, parfois appelé crédit hypothécaire, est le moyen le plus simple et le plus rapide vous donnant droit à l’acquisition d’un bien immobilier en France ou à l’étranger. Son but, vous permettre tout simplement d’obtenir les fonds nécessaires à la construction, l’achat et/ou la rénovation d’une habitation. Des solutions existent pour les personnes étant au chômage ou fichées à la Banque Nationale de Belgique. ATTENTION : le prêt hypothécaire n’a rien avoir avec le crédit propriétaire.
Une loi bien précise régit ce type de prêt, c’est la loi du 4 août 1992 relative au crédit hypothécaire.
Principe du crédit hypothécaire
Le principe du crédit hypothécaire est simple, après étude de votre demande et acceptation de celle-ci par un comité de crédit, l’organisme choisi vous prête l’argent. Vous, en contre-partie, vous vous engagez à rembourser le montant emprunté pendant une durée (pouvant aller jusqu’à 40 ans) et une mensualité déterminées au moment de la préparation du dossier. Cette préparation s’effectue avec votre courtier en crédit après consultation de toutes les possibilités disponibles sur le marché.
Les avantages du crédit hypothécaire
Votre crédit hypothécaire a d’autres avantages que celui de vous procurer une habitation, il permet entre autre d’assurer, à votre descendance, une succession stable et durable. Il vous donne également droit à une diminution d’impôts assez conséquente (la fiscalité du prêt hypothécaire a été largement simplifiée depuis le 01 janvier 2005). Votre achat immobilier peut également vous faciliter, dans le futur, l’acquisition d’un second bien immobilier en vous appportant un revenu locatif si vous décidez de le louer mais, le crédit hypothécaire peut aussi vous faire gagner énormément d’argent par la revente de votre bâtiment après quelques années. Pourquoi vous demandez-vous ! C’est simple, le prix des maisons est en constante augmentation (+- 10 à 20% sur les deux dernières années suivant les régions), ce qui signifie que, si vous revendez votre maison dans 10, 20 ou 30 ans, et bien, celle-ci aura incotestablement engendré une plus-value non-négligeable.
Un autre avantage lié au crédit hypothécaire est qu’il facilite l’accès au prêt personnel mais qu’il permet également la réalisation d’un crédit propriétaire.
Conditions d’octroi d’un crédit hypothécaire
L’octroi d’un crédit hypothécaire, vous vous en doutez certainement, dépend de plusieurs facteurs. Ces différents facteurs sont le montant demandé, le taux d’intérêt, la mensualité, la durée, la nature des revenus, … N’investissez plus à fonds perdus et pensez dès maintenant à votre avenir !
Envoyez-nous, sans plus attendre, une demande d’information complémentaire sur le prêt hypothécaire soit via la colonne qui se trouve juste à droite, soit via notre formulaire Web en ligne
Prêt hypothécaire : résumé
Un prêt hypothécaire peut vous apporter :
- Une habitation
- Un revenu locatif
- Une plus-value en cas de vente
- Une succession intéressante
- La facilité d’acquisition d’un second biens
Crédit hypothécaire : à lire
Informations complémentaires :
Tuesday, March 10, 2009
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Wednesday, January 21, 2009
Make Money Online: 3 Interesting Ideas to Make Money on ebay
The demands for used cell phones with brand names like Nokia, Motorola, Kyocera, Alltel, Ericsson, Sprint, etc in ebay are pretty high. Many of the used cell phones auctions in ebay usually attract bids.
So how to find used cell phones to profit on ebay?
Many people change their cell phones every year. If you are one of them, probably you already have 2 or 3 used cell phones kept at home that can sell on ebay. Your friends may also keep a few of old phones left unused. You can buy from them and resell on ebay.
To get a consistent supply of cell phones, you may think about placing classified ads in newspaper states that you pay money for used cell phone. You shouldn't pay much when buying used cell phones. Do a little research on ebay to find out how much used cell phones are generally selling. If a used cell phone sell at a price of $50 in ebay, you should pay not more than 30% of the price to buy it. If the phone is a recent model you can pay little more and cut a little if it is old and nothing special.
2) Sell Used How-to Books
Used how-to books are quite easy to find and inexpensive to buy. They can be bought at $1.00 or less. You can buy how-to books from thrift shops, estate sales, used book stores, yard sales, etc and sell them in ebay for high profit margin. You can also get how-to books from Book Sale Finder. Here are the type of books you should look for:
Hobbies
Photography, blacksmithing, clock building & repair, woodworking, magic, treasure hunting, iron work, pipe smoking, dog training, antiques, coins, buttons, medals, drawing, painting, craft making, dolls, pottery, etc.
Home and Garden
Home decorating, home remodelling, garden trellis, etc.
Misc
How to repair (watch repair, door repair, pipe repair), how to play, lost treasure, eary aviation, etc.
When you list your books in ebay, you can either list them in the "Book" category of ebay or in the subject specific category of ebay. For instance, If you are selling a book related to home decorating, you may be making more profit if you list the book under the "Home Deco" within the "Home & Garden" category of ebay campare to listing the book under "Book"
3) Sell Gift Cards
Gift card is another profitable market in ebay. There are many people possess gift cards but not everyone of them will use their gift cards. If you can offer to buy these unused gift cards for a price at 20% or less of the value of the gift certificates, they will sell to you. You can advertise your offer in local newspaper, penny shop and trading post. You are looking for gift cards that are still valid (not yet expire). Most gift cards have a toll-free number on the back you can dial to check whether the cards are still valid.
When determining the buy and sell price of a gift card, you should do some research on ebay. Try to look for auction that sell the similar card. See how much the card sells in the auction and set you buying price at 40% to 50% of the selling price of the auction. The starting bid and winning bid of the auction can also give you an idea on how much your card can sell on ebay.
Monday, January 19, 2009
How Come Most People are Making Money with GDI even though Several People Say is not Easy?
GDI gives everyone the opportunity to earn money through its affiliate program, and here is where people get confuse about GDI and start to ask questions about it even before they get to know what GDI is all about, affiliate programs are free to join and everybody should know this, but GDI is currently offering its affiliate program only to its customers, only to people that buy their product, so what is the product?
GDI is a Web Hosting Services which has a cost of $10 dollars per month, which makes GDI totally legit, note that I am saying this because sometimes people think is just another scam, which is not because you are paying for a product, or buying a product, in this case a service from GDI, so how you make money with GDI?
I am not going to lie about this, but most of the people go to GDI exactly because they want to take advantage of the affiliate program and be able to collect the bonus this company is offering, not for the web hosting service itself, in other words they want to appear in the leaderboard list and they completely forget about everything else, even that they just bought a website and is ready to use, all of this happens because they want to use the affiliate program to get this bonus right away, note that people that appear in the leaderboard list are people that were able to get bonuses, bonus are paid weekly.
I want to share a very simple tip with you, even though I still do not appear in the leaderboard, I am still making money with GDI, like me thousands of people are, and I am going to reveal you the secret, my team call it, TEAM WORK, in our team there is this one person that is always in the leaderboard, he has a website dedicated to our team full of resources, where he actually show us how to be successful, and I am going to tell you why he is doing this, he found out that if he teaches his downline how to be successful they will stay with GDI because they will make money, and if they make money he will too because GDI pays five levels deep.
Having a website is a great tool to make money, perhaps you could use adsense, or you could use affiliate programs to try to monetize your website, I want to be sincere with you and be aware that nothing happens overnight, in fact it will start slow, but will grow eventually, and if you join our team you will not be alone.
Friday, January 16, 2009
Getting Started Earning Money on the Web:
* Advertising
* Affiliate programs
* Ecommerce
* Selling content
* Freelancing
* Working for a business
Thursday, January 15, 2009
Increase Your Website's Traffic Flow Using These 6 tips -1
Increase Your Website's Traffic Flow Using These 6 tips -2
continue...
Wednesday, January 14, 2009
Increase Your Website's Traffic Flow Using These 6 tips -3
If you don't have a website yet, just be advised that once you're finished making the site that your work doesn't stop there. You must then get started on generating traffic to your new site. If you already have created a website then you may want to do more research into getting a lot more traffic. If you are involved in a very competitive business area then you should always be a step ahead of your competition. Working on increasing the traffic flow to your website should have been done already.
Timing is essential and generating traffic should always be on your mind concerning your website. Do you ever wonder how the "major" websites drive traffic to their site? Most of those larger companies are spending a lot of money to drive the traffic to their websites by investing in all sorts of advertising campaigns and other types of online marketing.
You don't have to follow their lead because you probably don't have their resources but there are many ways to generate low cost website traffic without having to lose your shirt over it. To help you out in generating more traffic for your website, I have listed six surefire ways to increase your traffic starting right now.
1) Link Exchange
When exchanging links with other sites, both of you will benefit from the efforts to further enhance your websites traffic. This is a proven method, although it is very time consuming. Many webmasters are willing to exchange links with other websites so that they could produce more public awareness about their sites. The more links traded with more sites the more traffic could be expected.
Keep in mind, a major prerequisite in exchanging links with other websites is having the same niche, or content area as the site you are swapping links with. The swapping sites should share a common subject area providing service and information that interests your targeted traffic on both sites of the link.
Exchanging links with other websites also boosts your chances of getting a higher page rank in the search engine results. It is common knowledge that most search engines rank sites that have many inbound (related) links higher than those that have only a few links. With a good ranking position in the search engines, you will generate more traffic in your website as well.
I will add one important aside to the link exchange process. As I have said before, this can be very time consuming. Also, you want to link with only quality sites - not with every site you can find that is in no way related to your websites topic area - and never with link farms! So, link exchanging is a good method to use - if you do it wisely.
2) Use proper keywords or keyword phrases
When visitors are looking for something online they almost always go to the search engines. What do they do when they get there? They enter a term into the search engine - this is what they are looking for, or want to find more information about. (These are called keywords). Search engines take these keywords, look for those items that the user typed into the search engine and then show the user a results page. Having the right keyword or keyword phrases on your site is one of the biggest requirements in ranking in high in those search engine results.
3) Write and Submit Articles
One good way to get more traffic to your website is by writing articles that are themed along with the niche of your site. Write many articles about an area you have a lot of expertise in so that visitors will both learn from your knowledge and will be eager to go to your site to learn more. If you sell computer parts online write press releases and articles about computer parts. If you have a website about car parts then write press releases and articles about cars and car parts. You get the idea.
It is easy to find a lot of e-zine directories on the net that provide free space for all your articles to be distributed. If you want to save money, then write the articles yourself. If you don't want to do it yourself there are many freelance writers out there who are willing to write for you - for a small fee. Once you've written an article the next step you need to do is to submit it to several article directories - you can find them everywhere on the internet. Tip: include a short biography at the end of your article that links the article back to your own sites. Include a little information about yourself and your site.
4) Create a Newsletter
Offer a newsletter on your website about the topic of your website. This is a great way to widen your public awareness and build an opt-in list of visitors that regularly visit your website. It also builds a rapport with your customers and gives you more opportunity to build a relationship with your visitors.
5) Invest in good advertising
Google Adwords and Yahoo both provide great advertising methods that are both truly popular and assures great traffic. Using this method will cost you some money, however. Many people shy away from spending money to increase their overall traffic.
Lastly,
6) Join forums, create online communities
Again, this does require your time. Share your opinions and knowledge with others on the forum. As your reputation builds on the forum you also build the reputation of your website. Not only do you share your knowledge and expertise but you also get free advertising when you go to forums that have the same subject or niche as your site.
Find a market and share your expertise and your credibility will grow. Once you create a good foundation for you and your site, people will learn to trust you and your site and will probably pass your information on to many other people who are also interested in that particular topic. Your traffic will certainly increase as a result.
Each of the six methods discussed above will help drive more traffic to your web site over time. Learn all you can about the methods listed above, start doing as many of them as you can with your website right now and you will soon have a better traffic flow to your website. All it takes is a bit of effort and your own investment of time to get the traffic generation process started to your website.
Tuesday, January 13, 2009
How to earn more from home
Economic news out last week pointed to a weakening trend in job growth. With tightening credit standards and a stagnant housing market and worries about a recession on the horizon, you may be thinking about padding up that bank account a little. We'll tell you how to make a little extra income at home.
How can I earn a weblog IP ?
Making Money from Your Web Site
If you hadn't already guessed, the Web is not going to be the wellspring of wealth that a lot of people assumed it would. Some people will get very wealthy, but other people will earn nothing, and, in the nature of business fail and go out of business.
However, if your goals are a bit more modest, it is not unreasonable to expect your Web site to bring you some extra cash. Perhaps pay for the Web service it's running on and take your family out to eat once or twice a month. Perhaps more.
Affiliate ProgramsAffiliate programs are a simple way for you to get some extra cash coming from your Web site. An affiliate program is where you partner with another company, usually an ecommerce company, to sell their product from your Web site. For every product you sell, you get a portion of the proceeds. The best known affiliate program sells books for Amazon.com, but you can sell anything from car ads to fishing flies.
AdvertisementsMany sites have advertising on them, and they are another way to add a revenue stream from your Web site. The money from advertising comes in two ways: first from the number of people who view the ad and second from the number of "click-throughs" on the ad. Basically, if your site gets a lot of hits (and so a lot of people will see the ad) it will get a better rate for advertisements. But even sites that have lower hit rates might have high numbers of clicks on the ad, and this will get you a better rate as well.
Advertising can take the form of banner ads, which usually cost a lot, or just sponsored links. You can see examples of each of those on About.com as well. The banner ads on the top, bottom and sides cost more than the sponsored links on the bottom, and they each bring in different amounts of revenue.
13 Ways to Earn Money Fast
1. Have a garage sale. By using a few easy tricks, like posting fliers at grocery stores and Laundromats, making signs that can be seen from nearby busy streets and displaying your items in a department-store style, you can increase the amount your sale brings in. Find out how to earn more with Garage Sale 101 tips.
2. Sell on eBay. Books, CDs, unused sports or exercise equipment, clothing, novelty items -- people buy all kinds of things. Even if you're selling several small items, the money can add up. Just make sure the buyer, not you, pays the cost of shipping. Watch Video: Save Smart, Spend Smart3. Put clothes on consignment. This is an especially good way to get rid of clothing like fancy dresses (think old prom gowns and cocktail dresses you'll never wear again), but anything in good condition can be put on consignment. You share the money from the sale with the consignment shop, but it's an easy way to squeeze some money out of clothes that would otherwise just take up closet space.
4. Perform household services. You can earn some money informally by letting friends, family, church members and others in your community know that you're available to clean their houses or apartments, or to take in ironing. If you find you have a knack and stamina for cleaning quickly and thoroughly, you can turn this into a regular, reliable way to earn extra money every month.
5. Have a bake sale. Do you make killera chocolate chip cookies? chocolate chip cookies? Are yummy breakfast burritos your specialty? If so, why not bring in your items once a week to your job and sell them to coworkers and other businesspeople in the vicinity? If you don't have a job, what about a friend's workplace, a community center or a nursing home? Put the word out beforehand and gauge the response as you go, so you don't end up with a lot of leftover food. By talking up your home-baked goodies and arriving at the same time every day or every week, you may find that people start to anticipate your arrival. You can start a cottage industry along the lines of Mary's Monday Cookie Break when you come around to hawk your wares.
6. Sell homegrown fruits and vegetables. You don't have to have a farm to produce delicious, organic produce. By presenting your goods in an appealing way (save the plastic or cardboard produce containers from the grocery store and tie them with a distinctive ribbon or desktop-printed label), you give them niche appeal, and you can sell them much the same way as baked items, listed above.
7. Have a family car wash. Enlist your spouse, your kids and their friends on a Saturday to hold a car wash. Talk to local merchants who have parking lots and ask them to donate the space, or set up an assembly line on your street. By naming the event ("The Annual Jones Family Car Wash") and highlighting an upbeat family goal ("We use this car wash to pay for the kids' extracurricular school activities"), you give people a reason to join your cause.
8. Do gardening services. Mowing lawns is a perennial summer job for kids. If you have a mower, encourage your children to launch a business—or do it yourself. In addition, you can also weed or haul gardening rubbish to the dump (often garbage services won't remove it).
9. Provide man-with-van services. Or, in this case, woman with van (or truck). This service is great for people who need to move a single piece of furniture or for young people who don't have a lot of stuff. If you're able to do moves on your own or with a helper like a friend or spouse, you can position yourself as a mother's helper (a woman living alone might feel more comfortable having another woman moving something into or out of her home). If you don't have a lot of physical strength, your husband and a cousin, uncle or son can do the heavy lifting and you can take care of scheduling and follow-up. A small classified ad in the local paper is an economical way to advertise.
10. Get a paper route. While we often think of paper delivery as a job for a boy on a bike, all kinds of people pick up extra cash this way. Because papers are delivered in the morning, it's possible to complete a route before the regular workday starts, or before your kids are up. (Just make sure you catch up on your sleep by going to bed early at night!) 11. Dog walk and pet sit. Owners are always looking for reliable pet-care services. Plus, if you stay home with your kids during the day, a regular dog-walking gig is a great way to get everyone out of the house for some fresh air and earn extra money. Put the word out at pounds, the ASPCA, the local veterinarian's and dog runs. Be prepared to provide references from anyone you've ever sat for before. Learn how you can also turn pet sitting into a home business.
12. Babysit. To provide regular child care in your home, you'll often need to be accredited and registered with the state. But occasional babysitting in your home or someone else's is more straightforward. You might already babysit for friends for free, but by reaching out in your community you can find parents whom you would feel comfortable charging a reasonable fee -- such as those belonging to common churches, PTAs or playgroups. Depending on your schedule, you can position yourself as a last-minute resource, a Saturday sitter while Mom does errands, a date-night sitter and so on.
13. Rent out a room. This option might take longer than some of the others listed here, but it can provide steady income for a set period of time, or even indefinitely. It might require that your kids share a bedroom or that you give up a family room in the house, so everyone in the family should be prepared for the changes. And of course care should be taken to pick carefully to ensure you get a trustworthy boarder. This is an especially good option if you live near a university or technical college. Eighteen- to 22-year-olds will more likely be fine renting a room with kitchen privileges than older people, and you'll be able to rent on a semester basis.